Basic Medical Insurance or Comprehensive Medical Insurance for Foreigners?

Commercial insurance for foreigners in Slovakia is divided into short-term (Basic) and long-term (Comprehensive). The insurance is arranged for a certain period of time.

Basic medical insurance for foreigners (including necessary and urgent care) is suitable for students or foreign visitors who will stay less than 90 days in the Slovak territory. It only covers acute treatment, when the aid of a doctor is essential.

Comprehensive medical insurance for foreigners take out if you want to live in the Slovak territory for more than 90 days. The insurance company will pay for you not only the costs associated with urgen care, but also with preventive examinations and dental interventions.
Arrangement of a comprehensive insurance is also one of the conditions for granting a long-term residence permit in Slovakia.

5 most common questions

Why, as a foreigner, do I have to have the agreed commercial health insurance and I cannot fall under public health insurance?

Only citizens of Slovakia, persons with permanent residence in the territory of Slovakia or persons to whom the employer pays for a health insurance are entitled to the Public Health Insurance Card.

How do I know which hospital should I go to when something happens to me?

When arranging health insurance, you will receive a list of contractual facilities by which the insurance company cooperates and where you can turn if necessary. In these institutions, you only need to present your healt insurance card and all care will be provided; depending on your type of health insurance. Free of charge. If you go to other medical facility than you have in the list, you will pay care and medical services yourself.Then you can send the documents and receipts to the insurance company for assessment and reimbursement. Before visiting a doctor, we always recommend contact the insurance company’s assistance service and inquire in advance whether the insurance company cooperates with this doctor or institution.

How does the assistance service work?

The insurance company assistance service is available 24/7. Experienced assistance service operators speaks up to seven languages, so it will be very easy to talk to them. The assistance center staff is available to you in situations related to contractual healthcare facilities and acts covered by the insurance company. They can also recommend a contractual doctor near to you and book an appointment. Free of charge. All problems or misunderstandings with doctors are recommended to solve just through the assistance center.

What documents do I receive when arranging online?

After entering the necessary data in the contact form and paying your insurance, you will receive a confirmation of payment, insurance contract and health card from the insurance company. These documents will automatically come to your email, but you can also have them sent by mail.

Is the arrangement of foreigners‘ insurance online safe?

Arrangement of foreigners insurance online is significantly safer than buying a laptop. Why? Almost anyone can sell electronics on the Internet, but sell insurance online – this already requires some legislative claims.

I am an EU citizen. Do I need health insurance for foreigners?

The citizens of the European Union staying in the territory of Slovakia do not concern the obligation to arrange the insurance for foreigners. Nevertheless, we highly recommend it. EU citizens without commercial insurance are only entitled to basic health treatment in urgent cases and also only in state facilities. Without insurance, preventive examinations must be paid.

Health insurance for foreigners is not needed by employees of a company with a permanent seat in Slovakia – in that case, they obtain insurance as part of additional health insurance. Foreigners with a permanent residence permit in Slovakia who are registered in the health insurance system for citizens of Slovakia do not need to worry about commercial insurance either.

Arranging health insurance for foreigners online

You can arrange the insurance in a few minutes. The insurance premium is usually paid in one instalment, and the insurance is valid immediately after payment. It depends on the starting point that you indicated when you arranged.
With YesPoistenie.sk you get the best price.

How much does the health insurance for foreigners cost?

The offers depends on many parameters. You can find out your individual offer of health insurance for foreigners.

How does the online negotiation work?

1. Enter basic information about yourself, the purpose of your trip and the length of your stay in the calculator.
2. The calculator will display the best offers that you can easily choose from.
3. Immediately after payment, we will send you all documents to your e-mail (we can also send them by registered mail).
4. Your insurance is valid immediately after payment, but it depends on the start you specified when making the agreement

What affects the price of insurance for foreigners?

The price of the insurance depends on the age of the insured, the type of stay and the length of stay.

The price of insurance is affected by:

– age of the insured,
– reason for stay,
– length of the insurance periode.